Personal Finance

Finance

What are the three stages of wealth?

hajj
November 29, 2025 4 min read

Wealth accumulation is a journey that typically unfolds in three distinct stages: accumulation, preservation, and distribution. Understanding these stages can help individuals plan effectively for their financial future, ensuring that…

Read More
Finance

What is Warren Buffett’s 90/10 rule?

hajj
November 29, 2025 4 min read

Warren Buffett’s 90/10 rule is a simple investment strategy that suggests allocating 90% of your investment portfolio to low-cost index funds and the remaining 10% to short-term government bonds. This…

Read More
Budgeting

What is the 40 40 20 budget?

hajj
November 29, 2025 4 min read

What is the 40 40 20 Budget? The 40 40 20 budget is a simple financial strategy that allocates income into three key categories: 40% for essentials, 40% for savings…

Read More
Budgeting

What is the 75-15-10 rule?

hajj
November 29, 2025 4 min read

What is the 75-15-10 Rule? The 75-15-10 rule is a financial budgeting strategy designed to help individuals manage their income effectively by allocating it into three distinct categories: essentials, savings,…

Read More
Finance

What is the best budgeting rule?

hajj
November 29, 2025 4 min read

The best budgeting rule is the 50/30/20 rule, which offers a simple framework to manage your finances effectively. This rule suggests allocating 50% of your income to needs, 30% to…

Read More
Budgeting

What is the 70/20/10 rule in money?

hajj
November 29, 2025 4 min read

The 70/20/10 rule in money is a simple budgeting strategy designed to help individuals manage their finances effectively. Under this rule, you allocate 70% of your income to living expenses,…

Read More