Personal Finance

Is the 4% rule too risky?

Is the 4% Rule Too Risky? The 4% rule is a popular retirement planning guideline suggesting retirees can withdraw 4% of their portfolio annually, adjusted for inflation, to ensure their…

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How long does the 4% rule last?

The 4% rule is a guideline used in retirement planning to estimate how much you can withdraw from your savings annually without running out of money. It suggests withdrawing 4%…

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What was the purpose of the 7-7-7 rule?

The 7-7-7 rule is a financial guideline designed to help individuals manage their money effectively by allocating their income into three distinct categories: savings, essential expenses, and discretionary spending. This…

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